Are your kids a sponge or are you a sucker? Close to 14 million adult children are still living at home. There are simple steps both parents and their kids need to take to make their lives more productive, fulfilling and successful. Over-indulgence is one of the most insidious forms of child abuse.

Your primary job as a parent is to prepare your child for how the world really works. In the real world, you don't always get what you want. You will be better able to deal with that as an adult if you've experienced it as a child.

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